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You are at: Planned Giving > Gift Options > What to Give > Retirement Assets

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Gifts of Retirement Assets

Donating part or all of your unused retirement assets, such as your IRA, 401(k), 403(b), pension or other tax-deferred plan, is an excellent way to make a gift to UNCF.

If you are like most people, you probably will not use all of your retirement assets during your lifetime. You can make a gift of your unused retirement assets to help further our mission.

Gift of Retirement Assets
Retirement Assets
UNCF
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Benefits of gifts of retirement assets

  • Avoid potential estate tax on retirement assets
  • Your heirs would avoid income tax on any retirement assets funded on a pre-tax basis
  • Receive potential estate tax savings from an estate tax deduction

How to make a gift of retirement assets

To leave your retirement assets to UNCF, you will need to complete a beneficiary designation form provided by your retirement plan custodian. If you designate UNCF as beneficiary, we will benefit from the full value of your gift because your IRA assets will not be taxed at your death. Your estate will benefit from an estate tax charitable deduction for the gift.

More on gifts of retirement assets

Did you know that 60 percent to 70 percent of your retirement assets may be taxed if you leave them to your heirs at your death? Another option is to leave your heirs assets that receive a step up in basis, such as real estate and stock, and give the retirement assets to UNCF. As a charity, we are not taxed upon receiving an IRA or other retirement plan assets.

Contact us

If you have any questions about gifts of retirement assets, please contact us. We would be happy to assist you and answer any questions that you have.

Please let us know if you have already included UNCF as a beneficiary of your retirement assets. We would like to thank you and recognize you for your gift.

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Donate by Mail or Phone

By phone:

Use your credit card to donate over the phone. Our Donor Service team is available to help you between the hours of 9:00 am and 5:00 pm EST Monday through Friday. Donation Phoneline: (202) 810-0240.

By mail:

Print out the form below and send it with your gift to:

UNCF(United Negro College Fund)
Attn: Denise Scott, Direct Response Programs
1805 7th Street, N.W.
Washington, DC 20001

Printable Donation Form

Stock Transfer Instructions

Broker Merrill Lynch
DTC# 5198
Credit to: UNCF-United Negro College Fund Short-Term Investments
Acct# Number 850-04J86
Contact Karen Munoz - 212-382-8429
UNCF Tax ID # 13-1624241

Prior to transfer, please send me the name of the donor, name of stock and number of stock shares so that we may properly credit our records and provide an official receipt for tax records.

Other Ways to Donate

Workplace Giving: Give a little each payday; help a lot of students make it through college... Check it out

Honor/Memorial Giving: Honor or memorialize your loved one this holiday season...Make an honor / memorial gift

Monthly Giving: Do your small part this holiday season. Pledge a small monthly gift to help keep a kid in college. Pledge now

Planned Giving: Year's end is the best time to look at UNCF's planned giving options. Read now

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United Negro College Fund, Inc., is a recognized 501(c)3 nonprofit; federal EIN, 13-1624241
PRIVACY STATEMENT

This site is informational and educational in nature. It is not offering professional tax, legal, or accounting advice.
For specific advice about the effect of any planning concept on your tax or financial situation or with your estate, please consult a qualified professional advisor.